Built exclusively for mortgage loan officers

Know your NMLS hours.
Walk in confident.

LoanIQ MLO tracks your NMLS continuing education hours for all 50 states — by federal category, state requirement, and December 31 deadline. Never scramble for renewal again.

14-day free trial · No credit card required · iOS only
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LoanIQ MLO
62%
COMPLETE
5.0
Hrs Earned
8
Required
251
Days Left
3h
Federal Mortgage Laws 2025
OnCourse Learning · Jun 15
2h
Ethics for Mortgage Pros
Mortgage Educators · May 2
Dec 31 deadline · 3 hrs remaining
The Problem

Most MLOs don't know where they stand until it's too late.

The NMLS CE system doesn't send you progress updates. You have to keep track yourself — and most loan officers don't have a system.

December panic is real

Every year, thousands of MLOs scramble in December trying to complete all their hours before the NMLS deadline.

Federal categories get missed

Generic hour tracking doesn't catch when you're missing required federal topics like Fair Lending or Non-Traditional Mortgages.

Certificates get lost

When your broker asks for proof of CE completion, you're digging through old emails hoping you saved the PDFs.

LoanIQ MLO solves all of this.

One app that knows your state's exact requirements, tracks every category, stores your certificates, and reminds you before it's too late.

50
States with pre-loaded NMLS CE requirements, including all federal categories
Reminders before December 31 — at 90, 30, 14, 7, 3, and 1 day out
$0
To get started — full CE tracking free forever for your first license
Features

Everything an MLO needs.
Nothing they don't.

Every feature was designed around the real workflows of mortgage loan officers managing annual NMLS license renewal.

All 50 States Pre-Loaded

Your state's exact NMLS CE hour requirements are built in — total hours, federal categories, state-specific topics, and the December 31 deadline. No setup needed.

All states + DC

Federal Category Tracking

The SAFE Act requires specific federal topics — Fair Lending, Non-Traditional Mortgage Products, and more. LoanIQ MLO tracks each category separately so nothing slips through.

SAFE Act aware

Certificate Storage

Attach a photo of your completion certificate to every course. Store it permanently on your device and share it with your broker in one tap when they ask for proof.

Stored on device

December 31 Reminders

Push notifications go out at 90, 30, 14, 7, 3, and 1 day before the NMLS deadline. Scheduled locally on your device — no account needed.

Local notifications

No-Repeat Course Warning

The SAFE Act prohibits taking the same NMLS-approved course in consecutive years. LoanIQ MLO warns you before you log a course that won't count.

Compliance guard

100% Private — On Device

Your NMLS ID, license info, CE records, and certificates never leave your iPhone. No account required, no cloud sync, no data collection. Everything stays with you.

No account needed
How It Works

Up and running in 3 minutes.

LoanIQ MLO is designed for busy loan officers, not tech enthusiasts. Setup is fast and everything is automatic after that.

1

Pick your state

Select your state and enter your NMLS ID. Your CE requirements — hours, categories, and the Dec 31 deadline — are loaded automatically.

2

Log courses as you take them

After each course, tap + and enter the name, hours, category, and attach your certificate photo. Takes under a minute.

3

Watch your progress in real time

Your dashboard shows exactly how many hours you've earned, what categories still need work, and how many days until the deadline.

LoanIQ MLO Pro

For MLOs who need more.

The free version handles one license. Pro unlocks everything — for less than a cup of coffee a month.

Unlimited state licenses

Licensed in multiple states? Track every one of them side by side with separate progress for each NMLS requirement.

PDF compliance report

One tap generates a broker-ready PDF with your full course history, hours by category, and completion status. Share it directly from the app.

Data backup & restore

Export a complete backup of all your licenses and CE history. Restore to a new device in seconds — your data never has to start over.

All future features

Everything we build next is included in your Pro subscription automatically — at no extra cost.

LoanIQ MLO Pro
🎁 14-Day Free Trial Included
$39.99
per year · Annual subscription · Renews automatically
14-day free trial — no charge until it ends
Cancel anytime in Apple ID settings
Less than $4/month for full compliance
Use on any iPhone with same Apple ID
Start Free Trial
Built for the SAFE Act

Real requirements.
Real compliance.

LoanIQ MLO is built around the actual NMLS CE requirements that mortgage loan officers must meet every year — not generic hour trackers.

51
State + DC CE requirement sets pre-loaded
8h
Minimum annual NMLS CE hours under the SAFE Act
Dec 31
Annual NMLS renewal deadline tracked automatically
Jan 1
Automatic cycle rollover — your new year starts fresh

Important: LoanIQ MLO is an independent app and is not affiliated with, endorsed by, or connected to NMLS, the CFPB, or any state mortgage licensing regulator. CE requirement data is based on publicly available NMLS and state regulator information. Always verify your specific requirements directly with your state licensing authority before submitting your renewal.

Stop guessing.
Start tracking.

Download free. One license included. 14-day Pro trial on us.

iOS only · Requires iPhone with iOS 16 or later · Free to download